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Friendly Insurance Advisor Group Help Center


What is Medicare?

Medicare is the federal health insurance program for: People who are 65 or older. Certain younger people with disabilities. People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

How can I sign up for Medicare?

If you are on Social Security, you will be enrolled automatically.  If not, you can sign up by mail, phone or through the Social Security website.  Ask a Friendly Advisor for more information

What is the difference between Medicare and Medicaid?

Medicare is a federal program that provides health coverage if you are 65+ or under 65 and have a disability, no matter your income. Medicaid is a state and federal program that provides health coverage to people with a low income level. They will work together to provide you with health coverage and lower your costs.

How much does Medicare Cost? 

Medicare Part A (Hospital Insurance) Costs. Part A monthly premium. Most people don't pay a Part A premium because they paid Medicare taxes while working.

Part B has a monthly premium based on income.  For example, the standard Part B premium amount in 2021 was $148.50. Most people pay the standard Part B premium amount.

How much should I pay for a Medicare Part D prescription drug plan?

The plans are offered by private insurance companies and vary in price.  Also, depending on your income you could pay more.  In addition, the  government applies a penalty premium if you don’t sign up when eligible.  A benefits advisor can help you navigate and choose a plan that is best for you.

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